Buying to Let: An In Depth Guide

Thinking of Buying to Let? This website is a useful resource for current and future landlords. Covering Buy to Let Mortgage Advice, Property Management and other buy to let issues.

Buying to Let can be intimidating, costly and time consuming but if done with suitable advice and support it can be rewarding both financially and personally.  Building up property wealth and a steady income stream can change your life but getting it wrong can lead to financial problems.  Our business is all about suporting landlords, old and new, and helping them make the right decisions.

This Buying to Let website covers:

• Mortgages
• Landlords Insurance
• Property Management
• Common Mistakes
• Traps; and much much more!

As a company we are a provider of free resources and information for experienced and new landlords as well as property professionals and finance brokers whose clients are considering buying to let.  We also provide chargeable and valuable products and services and are able to deliver real value to landlords through our scale, knowledge and experience.  We have been providing these services since 1994 and are a market leader in our field.

Making the wrong decision will make or break whether you get what you want out of your investment and that’s the first place to start; Setting Your Objectives.  Once you know what you wish to achieve you are able to put in place the required components to ensure that you meet those goals.  You will also need to look at your own characteristics, what is your appetite for risk like? How much time do you have to invest? What is your knowledge level like and what is your support infrastucture like?

Finance is always a key component of making the right Buy to Let strategy.  Mortgages for those seeking to Buy to Let are common place now but are still only 15 years old.  The credit crunch has complicated matters significantly but new intermediary lenders are emerging all of the time.  Look at the financing options available to you, remember to include remortgages too as these can be a cheaper means of raising funds for a Buy to Let investment.  With an outline of the funding available you can then enter into your property strategy as this will be impacted by the availability of funds as well as your goals and characteristics.

So you know what you want to do?  Implementation is key.  Paying over the odds can change you return and limit future refinancing options so knowing how to negotiate and what a good price is becomes crucial.  Transaction costs can be high, so make sure you weigh them all up and know where to cut and where to pay for the service.  Then there’s the onward management of the investment and your ongoing stratgey.  How are you going to manage your property and your tenants?

All of this is simple planning but in order to achieve this effectively you need the knowledge to spot the opportunities and the pitfalls.  Furthermore, the contacts and knowing what is available is all important.  Best laid plans will always fall apart so it will always pay to have somebody or someone to turn to if (or when) things change or need a re-assessment.

We aim to be that support and we are not only there when things change or when it goes wrong.  We will support you throughout the process with plenty of free advice and guidance through resources like this and it is our intention to make sure that you avoid the biggest problems and you get what you want out of your investment.

Finally a word of caution; a little knowledge is a dangerous thing.  This website and other online resources are no substitute for years of experience.  Nor is attending the odd property seminar / sales event.  There are so many people holding themselves out as so-called buy to let experts, preying on new entrants and enticing them with ‘No Money Down’ deals, ‘Below Market Value’ properties and ‘Creative Finance Strategies’.  Be warned, if it sounds to good to be true, it is.  If you are contemplating any of these schemes we suggest you consider speaking to us for further advice.

We trust that you will find this site and our advice services of use.  Not all of our services are free but plenty are and everything is free of obligation.  We are professional and solely focussed on helping new and experienced landlords Buying to Let.